Acquaintance of students with the credit process and the elements of calculation and assessment of the creditworthiness of bank clients, on the basis of which decisions are made on the approval or disapproval of the loan application.
Corporate credit policy. Credit process and participants in the credit process. Concept and types of financing. Risk management in banks. Credit risk. Basel standards. Regulatory framework. Key issues in assessing corporate loan applications. Financial analysis of corporate loan applications. Models for assessing corporate risk. Corporate creditworthiness (rating). Monitoring and analysis of credit portfolio. Development of project terms of reference for risk assessment.
